Chapter 7 Bankruptcy Help for Galveston Residents

Living on the coast shouldn't mean drowning in debt. We help Galveston residents navigate financial storms and protect their assets through Chapter 7 bankruptcy.

Attorney Donald E. Hood has helped thousands of Texas residents eliminate debt and get a fresh financial start through Chapter 7 bankruptcy. With over 20 years of experience, Don Hood provides personalized, compassionate legal representation to Dallas families and businesses.

Understanding Bankruptcy in Dallas

Galveston bankruptcy cases are filed in the U.S. Bankruptcy Court, Northern District of Texas (Dallas Division), located at the Earle Cabell Federal Building. As a bankruptcy attorney with extensive experience in Texas bankruptcy courts, Don Hood understands the local procedures, trustees, and requirements that can affect your case.

Galveston Areas We Serve

We help clients from all Galveston neighborhoods, including:

• East End Historic District
• West End
• Midtown
• Offatts Bayou

Local Landmarks & Things to Do in Dallas

From iconic landmarks to favorite parks and entertainment districts, Dallas offers plenty to enjoy across the community. Locals often visit:

• Reunion Tower GeO-Deck
• Klyde Warren Park
• Dallas Arts District
• Dallas Arboretum and Botanical Garden

Common Reasons Galveston Residents File Bankruptcy

• Credit Card Debt: High interest rates and minimum payments can trap families in a cycle of debt
• Medical Bills: Even with insurance, a major illness or injury can result in overwhelming medical debt
• Job Loss: Corporate layoffs and industry changes affect many Texas workers
• Foreclosure Threats: Stop foreclosure and protect your home
• Wage Garnishment: End garnishment and keep more of your paycheck
• Collection Harassment: Get immediate relief from creditor calls

Texas Bankruptcy Exemptions Benefit Galveston Residents

Texas offers some of the most generous bankruptcy exemptions in the country. As a Galveston homeowner, you may be able to protect:

• Your primary residence (unlimited homestead exemption)
• One vehicle per licensed household member
• Retirement accounts (401k, IRA, pensions)
• Personal property up to specified limits
• Tools of trade and professional equipment

Why Galveston Clients Choose Don Hood

The Chapter 7 Process in Galveston

1. Free Consultation: Discuss your situation and learn your options
2. Document Gathering: We help you collect required financial documents
3. Filing: Your case is filed with the bankruptcy court
4. Automatic Stay: Creditors must immediately stop collection efforts
5. 341 Meeting: Brief meeting with the bankruptcy trustee (Don Hood attends with you)
6. Discharge: Qualifying debts are eliminated, typically within 3-4 months

Learn More About Bankruptcy

Explore our resources to better understand your options:

• Chapter 7 Bankruptcy Overview
• Chapter 7 vs. Chapter 13
• Frequently Asked Questions